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        Credit Ratings

          S & P Moody's Fitch
        Senior Long-Term Debt AA+ Aaa AAA
        Short-Term Debt A-1+ P-1 F1+
        Subordinated Debt AA Aa2 AA-
        Preferred Stock D Ca C/RR61
        Outlook Stable Stable Stable

        1. Fitch assigns Recovery Ratings to certain lower-rated securities and issues. The Recovery Scale ("RR1," highest, to "RR6," lowest) is based upon the expected relative recovery characteristics of an obligation.

        Ratings are not a recommendation to purchase, hold or sell securities and may be changed, suspended or withdrawn at any time by the assigning rating agency. Freddie Mac's current ratings and the rating outlooks currently assigned to Freddie Mac are dependent upon economic conditions and other factors affecting credit risk that are outside the control of Freddie Mac. Each rating should be evaluated independently of the others. Detailed explanations of the ratings may be obtained from the rating agencies. The information above was obtained from information available on the websites of the rating agencies. Freddie Mac makes no representations or warranties with respect to the information contained herein and takes no responsibility for supplementing, updating or correcting any such information.